No woman needs an excuse to treat herself to a new piece of jewellery. So buying a new necklace or bracelet to match a new outfit may be self indulgent but it's something you'll have for ever.

Top left: Sterling silver, black and white pearl and facetted rock crystal necklace with matching earrings.
Top right: Sterling silver and black pearl earring.
Right: Sterling silver and yellow gold pendant with black pearl on black velvet.